隐私政策

Privacy Policy

更新日期：2026-09-30。本政策适用于 HiMoney（「本应用」，Bundle ID：HMoney.app）。

Last updated: 2026-09-30. This policy applies to HiMoney (the “App”, Bundle ID: HMoney.app).

1. 概述

1. Overview

HiMoney 提供货币换算、市场汇率浏览与订阅支出追踪。本应用无账号体系；偏好与订阅条目默认保存在你的设备本地。我们仅在提供功能所必需时处理信息。

HiMoney provides currency conversion, market rates, and a subscription spend tracker. The App has no account system; preferences and subscription entries are stored locally on your device by default. We process information only as needed to provide the service.

2. 我们处理的信息

2. Information we process

• 本地偏好与内容：语言偏好、换算币种/金额、订阅名称/价格/周期等，保存在设备上（如 UserDefaults / 本地存储）。删除应用即可清除。
• Local preferences & content: language preference, convert currencies/amounts, subscription names/prices/cycles, stored on-device (e.g. UserDefaults / local storage). Deleting the App removes them.
• 汇率数据：应用向 ExchangeRate-API（v6）请求公开汇率，并在设备上短期缓存。请求用于获取汇率，我们不借此建立用户账号。
• Exchange rates: the App requests public rates from ExchangeRate-API (v6) and caches them briefly on-device. Requests fetch rates; we do not use them to create user accounts.
• 我们不要求你注册账户，也不收集姓名、邮箱或电话作为账号资料。
• We do not require registration and do not collect name, email, or phone as account profile data.

3. 广告（Google AdMob）

3. Advertising (Google AdMob)

免费版可能在部分页面展示由 Google AdMob 提供的横幅广告。Google 可能依据其政策处理设备标识符、广告 ID、大致位置与设备/应用信息，用于广告投放、防欺诈与衡量。iOS 上可能涉及 App Tracking Transparency（ATT）授权；你可在系统设置中管理跟踪权限。若你购买「移除广告」或具备旧版付费权益，我们将停止展示广告。

The free version may show banner ads served by Google AdMob. Google may process device identifiers, advertising IDs, approximate location, and device/app information under its policies for serving, fraud prevention, and measurement. On iOS this may involve App Tracking Transparency (ATT); you can manage tracking permission in system settings. Purchasing Remove Ads (or legacy paid entitlement) stops ad display.

了解更多：Google 隐私权政策、AdMob 与隐私。

Learn more: Google Privacy Policy, AdMob & privacy.

4. 应用内购买（Apple IAP）

4. In-app purchases (Apple IAP)

一次性「移除广告」商品（产品 ID：himoney.remove_ads）通过 Apple 应用内购买处理。付款与收据由 Apple 管理；我们不会收到你的完整支付卡信息。购买状态可能缓存在设备本地以便隐藏广告，并可通过「恢复购买」同步。

The one-time Remove Ads product (ID: himoney.remove_ads) is processed via Apple In-App Purchase. Apple handles payment and receipts; we do not receive your full payment card details. Entitlement may be cached on-device to hide ads and can be synced via Restore Purchases.

5. 数据保留与安全

5. Retention & security

本地数据随应用删除而清除。与汇率、广告、购买相关的网络传输使用系统标准安全机制。我们采取合理措施保护数据，但不保证绝对安全。

Local data is removed when you delete the App. Network traffic for rates, ads, and purchases uses standard system security. We take reasonable steps to protect data, but no method is perfectly secure.

6. 儿童

6. Children

本应用不以儿童为目标用户，也不故意收集儿童的个人信息。

The App is not directed to children and does not knowingly collect children’s personal information.

7. 政策更新

7. Updates

我们可能更新本政策。重大变更将通过应用更新或本页面公示。继续使用即表示你了解更新后的政策。

We may update this policy. Material changes will be noted via app updates or this page. Continued use means you acknowledge the updated policy.

8. 联系我们

8. Contact

隐私相关问题请发送至 support@mokro.ai。政策页面：https://himoney.femuo.com/privacy。

Privacy questions: support@mokro.ai. Policy URL: https://himoney.femuo.com/privacy.